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Personal Products Checking | Loans | Other Services | Savings | 24-Hour Telephone Banking | Internet Banking
Personal Checking Low Cost Checking Free Checking Personal Interest Checking Super Checking
Great 50 Checking
These benefits are available to you at no charge with a minimum daily balance of $300.00. Should your balance fall below $300.00 on any day in the statement cycle, a monthly service charge of $7.50 will be assessed. A $100.00 deposit is required to open this account. Great 50 Plus Checking
A $100.00 deposit is required to open this account. * Services and fees are subject to change. All Checking accounts are insured by the FDIC.
Automobile Loans – Great Southern offers complete financing services on all types of automobiles and trucks, including both new and late model used vehicles. For your vehicle purchases, we can also make loan arrangements directly with your dealer for your convenience. Boat and Recreational Loans – Great Southern makes all types of recreational loans...motor homes, travel trailers, campers, boats of all descriptions, off-road vehicles, recreational equipment, even loans to take that "once in a lifetime" trip. Credit Cards – Use The School Card ™ VISA® from Great Southern to make purchases wherever VISA is accepted and help support our local schools at the same time! We offer competitive rates of interest backed by hometown servicing. (Subject to approval). Educational Loans – Great Southern has made a strong commitment to help finance higher education opportunities. Investing in education today guarantees economic growth for the future. Personal Loans – Great Southern can make personal loans that are ideal for making major purchases, paying taxes, financing medical bills, or seeing you and your family through an emergency. In fact, a personal loan can be used to consolidate several small debts into a single monthly payment. Real Estate Loans – Great Southern offers conventional home financing for terms up to 30 years with fixed rates or several variable-rate options. Construction Loans – Great Southern is able to arrange a loan for the purpose of constructing a new house. We'll help arrange a loan that lets you and your family build the home of your dreams – with the best rates and terms available. Home Equity Loans – Great Southern can arrange a loan for you that is secured by the equity in your home. A home equity loan lets you make major purchases with the added benefit of possible tax deductions at a competitive rate of interest. Home Improvement Loans – Great Southern can make any type of home or property improvement loan. A loan that helps you add a room, a deck, even install a new pool. Mobile Home Loans – At Great Southern, we can help you finance a new or used mobile home with flexible terms and competitive interest rates.
24 Hour Banking Card – Access your account 24 hours a day, 7 days a week with an ATM card that works only with your secret PIN number. The card has an annual fee of only $6.00 and no usage fee if used at a Great Southern National Bank ATM. There is a $1.25 charge for use at a foreign ATM. Great Southern CHECKCard – For a checkbook that fits your lifestyle, as well as your wallet, apply for a Great Southern CHECKCard (subject to approval). This card gives you a faster, more convenient way to buy the products and services you need. This card can be used anywhere VISA is accepted, as well as at the ATM. The card has an annual fee of only $6.00 and no usage fee if used at a Great Southern National Bank ATM. There is a $1.25 charge for use at a foreign ATM.
Money Market Savings – A Money Market Savings account earns a rate of interest at the prevailing rate (subject to change at any time). Interest will be compounded and credited to your account every statement cycle. A monthly service charge of $5.25 will be assessed if the collected balance of your account falls below $1,500.00 on any day of the statement cycle. Up to three (3) money market checks are allowed per statement cycle at no charge. Checks written in excess of three per statement cycle will be assessed a charge of $10.00 each. (Federal law requires closure of accounts with over-limit check writing.) Total checks and telephone transfers are limited to six (6) per month. A $1,500.00 deposit is needed to open this account. Money Market Plus Savings – A market rate savings account with limited check writing. A minimum balance of $10,000.00 is required to obtain the Annual Percentage Yield disclosed above. Interest is not earned on the days your account balance is less than $10,000.00. Interest will be compounded and credited to your account on the monthly statement cycle date. A monthly service charge of $20.00 will be assessed if the collected balance in your account falls below $10,000.00 any day during the monthly statement cycle. Up to three (3) Money Market Plus checks may be written per statement cycle. A fee of $10.00 will be charged for each check written over the stated limit. (Federal law requires closure of accounts with continuous check writing over the stated limit.) Total checks and telephone transfers are limited to six (6) per statement cycle. Deposit items in excess of 30 will result in an activity charge of $.07 per item. An opening deposit of $10,000.00 is required.Daily Savings – This account offers a competitive rate of interest (subject to change at any time) that is compounded and credited to your account quarterly. Six (6) telephone transfers are allowed per month with unlimited over-the-counter withdrawals. A monthly service charge of $3.00 will be assessed if the collected balance of your account falls below $450.00 on any day of the statement cycle. There is no monthly activity charge unless the total number of credit items deposited exceeds 30, then a $.07 activity fee per item may be assessed. A $100.00 deposit is needed to open this account. Regular Savings – A great way to begin planning for the future, this savings account offers convenience and flexibility as you save. With an initial minimum deposit of just $50.00, this account pays a competitive rate of interested (subject to change at any time), compounded and credited to your account semi-annually. There is no monthly charge for daily collected balances of more than $100.00. A $1.25 monthly maintenance fee is assessed if your balance falls below $100.00 on any day of the month. Up to two (2) withdrawals may be made each month at no charge. A $1.00 fee will be assessed for each withdrawal in excess of two (2) per month, regardless of balance. There is no monthly activity charge unless the total number of credit items deposited exceeds 30, then a $.07 activity fee per item may be assessed. Student Savings – Teach good savings habits early by opening a Student Savings account for your child. Encouraging minors through age 18 to learn financial responsibility, this account pays a competitive rate of interest (subject to change at any time), compounded and credited to your account semi-annually. There is no minimum opening deposit amount, no monthly maintenance fee and no fee for withdrawals. Your account will automatically convert to our Regular Savings account at age 19. Christmas Club – Christmas Club accounts offer a structured plan for saving money on a regular basis. Deposit options ranging from $2.00 per week to $40.00 per week are available. Automatic transfer from your checking account to your Christmas Club account is available in increments of $5.00 per transfer. The automatic transfers may be done weekly, semi-monthly or monthly. A check for the balance of the account is mailed in November. Certificates of Deposit – Certificates of Deposit accounts enable you to take advantage of higher interest rates based on market trends. With a minimum deposit of $500.00, we can structure a Certificate of Deposit from 30 days to 60 months to fit your individual needs. We offer competitive rates with interest compounded and credited quarterly. (Interest is compounded and credited at maturity for CDs maturing in less than one year.) You have a choice of receiving your interest by check, depositing it into an existing Great Southern account or adding it to your certificate. Please call for current interest rates. Individual Retirement Accounts – An IRA is a special savings plan that lets you put aside money you earned today to be used later for your retirement. We offer Traditional IRAs with tax deferred earnings, Roth IRAs with tax free earnings, and Education IRAs with tax free earnings. See us for more details!
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