Personal Checking
At Great Southern, we provide a variety of checking accounts to match your financial needs and lifestyle. These accounts provide you with detailed records and monthly statements to help you keep up with expenses and income. We offer Free Internet Banking with Free Bill Pay and Free Telephone Banking. Personal Checking Accounts with Overdraft Privilege Service (ODP) are subject to approval and are limited to one account with ODP per household. Services and fees are subject to change. All deposit accounts are FDIC insured.
Checking Products:
Our Personal Checking account gives you unlimited check writing privileges and no service charge when you maintain the minimum daily balance of $600. When your balance falls below $600 any day of the statement cycle, the monthly service charge is $7.50. A $100 deposit is required to open this account.
If you do not anticipate writing a lot of checks each month, this account is designed for you. The account maintenance fee is $3 per statement cycle with no minimum balance requirement. You may write up to 20 checks each month with no additional charge. A per item charge of $0.25 will be imposed for each check over 20 per month. Features include no minimum balance requirement and monthly statement with check images. A $100 deposit is required to open this account.
This checking plan features no account service charge, no minimum balance, no per-item charges, and no cancelled checks to keep. A $100 deposit is required to open this account, and there is a limit of one Free Checking per household.
With unlimited check writing privileges, this account earns a competitive rate of interest daily on your collected balance that is compounded and credited to your account each statement cycle. A minimum balance of $1,000 is required to earn interest. If the collected balance falls below $1,000 on any day of the statement cycle, the account maintenance fee is $7.50. A $1,000 deposit is required to open this account.
This checking account has a package of services and benefits designed just for people 50 and over. This account combines unlimited check writing privileges with interest earned if your daily collected balance is $1,000 or more. Other valuable benefits include:
- Free wallet style personalized checks
- $100,000 travel accidental death insurance
- Sojourns® magazine subscription
- Savers Club book
- Hotel Savings Network
- Car rental discounts
- Bonus travel
- Payment card protection
- Key ring protection
- Free notary service
- Free photocopy service
These benefits are available to you at no charge with a minimum daily balance of $300. Should your balance fall below $300 on any day in the statement cycle, a monthly service charge of $7.50 will be assessed. A $100 deposit is required to open this account, and there is a limit of one Great 50 Checking per household.
This checking account offers all the features and benefits of our Great 50 checking account plus more for just $4 per month. This account can be opened with $100 or more, and no minimum balance is required to earn interest. There is a limit of one Great 50 Plus Checking per household. You'll also enjoy:
- Free 24 Hour Banking Card
- $10,000 accidental death insurance
- Free safe deposit box for first year
- Rx Advantage™
- Medical emergency data card
- Liberty Direct Services
- Auto trip routing
Any Personal or Personal Interest checking account can be upgraded to a Super Checking account that provides additional services, conveniences and discounts with an added $4 monthly membership fee. In addition to this membership fee, all Super Checking accounts are subject to our prevailing service charges for a Personal checking or Personal Interest checking account based on minimum balances. There is a limit of one Super Checking per household.
- Free wallet style personalized checks
- $10,000 accidental death insurance
- Sojourns® magazine subscription
- Savers Club Book
- Hotel Savings Network
- Car rental discounts
- Payment card protection
- Key ring protection
- Luggage protection
*Services and fees are subject to change. All deposit accounts are FDIC insured.
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